The story of this market
The typical home in Ste. Genevieve County, Missouri sells for about $249,900, or $158 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 87 days to sell, which is slow. Over the long run, values in this county have grown 101% since 2000. Last year 4 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is heat wave, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $974 a month.
HUD sets the fair market rent for a 2-bedroom at $974 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
+0.1%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+22.4%). Worst: 2009 (-2.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.7%
MO · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,161
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.1%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
94
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $22,616,929.
Mortgage activity
Home lending in this county
76.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 804 | 421 | 76.3% | 3.4% | $175,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Ste. Genevieve County, Missouri
The Ste. Genevieve County housing market remains stable with modest price appreciation and low inventory levels. Demand is supported by local employment stability and the area's appeal as a quiet, rural alternative to the St. Louis metro area. Limited new construction keeps supply tight, maintaining upward pressure on prices.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 4 ZIP reports
Median prices moved up 3.6% year over year.
Homes spend a median of 64 days on market with 4.1 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 8.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 3 researched ZIP reports of 4 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Ste. Genevieve County, Missouri — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 63627 | Bloomsdale | $209,400 | $115 | +2.1% | 65 | 97.5% | 15% | 3.2 | 12 | $548 | researched Sep 27 |
| 63645 | Fredericktown | $180,000 | $135 | -2.5% | 52 | 96.5% | 12% | 4.2 | 45 | $811 | researched Sep 27 |
| 63670 | Ste. Genevieve | $245,000 | $142 | +4.2% | 68 | 97.5% | 12% | 3.8 | 42 | $775 | researched Sep 27 |
| 63673 | St. Mary | $245,000 | $142 | +3.2% | 58 | 97.5% | 12.5% | 5.2 | 42 | $818 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Ste. Genevieve County remain generally low and stable, consistent with rural Missouri trends, though specific localized data is not determinable.
Schools in the county are primarily served by the Ste. Genevieve County R-II School District, which maintains a stable reputation within the region.
The county faces standard regional risks including seasonal severe thunderstorms and potential flooding along the Mississippi River corridor.
Economic momentum is driven by local manufacturing, tourism related to the historic district, and proximity to the St. Louis metro area via I-55.
Property taxes are assessed by the county based on local millage rates; there are no special district taxes reported as broadly impacting the county-wide residential market.
The economy is anchored by manufacturing, agriculture, and a growing tourism sector centered on the historic downtown area.
The county is served by I-55, providing a primary corridor for commuters traveling north toward St. Louis.
The Ste. Genevieve County Assessor manages property valuations based on biennial assessment cycles.
The county is served by the Ste. Genevieve County R-II School District and various local fire protection districts.
Property insurance premiums are stable but reflect regional exposure to wind and storm damage common in Eastern Missouri.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Preserves the French colonial history of the region.
Provides recreational boating and fishing access.
Data retrieved from US Census Bureau QuickFacts and Census Reporter.
Allows lenders to foreclose without court intervention via power of sale. Requires specific notice of default and intention to foreclose; prohibits deficiency judgments against owner-occupants in certain nonjudicial residential foreclosures.
Governed by RSMo Sections 443.290 to 443.440.
applies when — Applies only in counties that have formally adopted the provisions of RSMo Section 137.082.
Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster.
RSMo Section 137.082.
Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Established under Article X, Section 4(b) of the Missouri Constitution and RSMo Section 137.115.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.